There are a number of reasons that people choose to seek employment in the home health care industry. Some people are attracted by the chance to help others in a very direct, even intimate way. Other health workers like the idea that you can get a well-paying job even without having a high school diploma. And, some like the flexible work hours that the position entails. If you are considering working in this field, here are 5 things you should know:

1. Know the difference between home health aides and home care aides

There are various types of positions within this industry. However, in general terms, the two primary types of jobs you can get are that of home health aide and home (or personal) care aide.

Home health aides usually work for certified health agencies that receive government funding and therefore must comply with certain rules in order to continue to receive that funding. These workers are under the management of a nurse or other medical professional, and they provide some limited health services.

Meanwhile, home care aides work for various private and public agencies. They are supervised by a social worker or other non-medical managers. While they do receive supervision from time to time, most of the work they perform on a day to day basis is done on their own.

2. Understand the benefits

People who appreciate flexible, non-standard work hours will often choose this type of position: in fact, you may care for the same person for months or years. But, it is more likely that you will travel around town each day, caring for 2, 3 or more people on any given day. The other, most obvious, benefit is the ability to really make a difference in someone’s life in a way that you cannot do with many other types of jobs.

3. Know that this type of work is not for everyone

Working in this industry can be very physically and mentally demanding. For example, you can find yourself heading home each day with a sore back due to having to lift the person you care for into bed. Also, the people for whom you care may not always be friendly or in a good mood.

4. You must receive training

You must receive training and pass a test to prove that you are competent to work in this field. Most training is “on the job training” and is conducted by registered nurses or other medical practitioners. Training does not exceed 75 hours in most cases.

5. You do not need a high school diploma to get a job

Never got your high school diploma? No worries! Working as a home health aide or home care aide does not require that you have one. Just complete the training and pass the competency test and you will be on your way!

If you need a job and have considered working in this industry, make sure you understand the requirements, benefits and difficult parts of this line of work. Armed with the right knowledge, you can make the right decision about whether this is the career for you.

The truth of the matter is that people are living longer and as there is a growing need for long-term care. The resources for providing this type of care are shrinking. There will be more “baby boomers” needing this type of care than there will be caregivers ready and able to provide care.

Many people have put off getting long-term care insurance because they believe they will be provided benefits through the government. Perhaps, they also do not completely understand the benefits of long-term care insurance.

It is important to educate yourself on what long-term care insurance can do for you and your family. How does it fit in with your overall retirement plan? It is designed with a specific purpose in mind.

Long-term care insurance helps you pay for services that other health insurances do not cover.

In the event you become unable to care for yourself, this insurance will take care of all of the mandatory costs to get you the help that you need. It pays for home care givers, home nurses, specialists, etc. It will even pay for care in facilities like: nursing homes and Alzheimer facilities. It will help to pay for hospice care and respite care as well.

This is a great additional insurance to have. You will be able to have reassurance by knowing that in the event you need this type of care, irrespective of what your age is, that all the costs will be covered and you will be ready to receive satisfactory care. Believe it or not, the large portion of those who need this kind of care are between the ages of18 and 64 (working age people). That just goes to show you that even younger folks need this insurance and that it isn’t necessarily for the older generation.

Schedule a consultation with a Long-Term Care Specialist to see if this makes sense for you. Then, you can put together an educated long-term care plan.